Some projects may qualify for unsecured commercial finance depending on your business profile, trading history, and the strength of the commercial case. The projected energy savings and payback period are key factors lenders consider. 

We'll be honest with you about what's realistic for your situation.

We typically work with projects from around £10,000 upwards. Below that threshold, the finance structuring costs don't always make commercial sense. There's no fixed upper limit = we've seen multi-technology programmes well into seven figures.

Yes. If your energy strategy involves LED lighting plus power factor correction, or voltage optimisation plus HVAC upgrades, these can often be structured within a single finance facility. One application, one set of paperwork, one monthly payment. This can also present a stronger commercial case to lenders because the combined savings are larger.

Not necessarily. Tenants can fund energy efficiency improvements depending on the lease terms, the landlord's consent, and the remaining lease length. The key question is whether the business will benefit from the savings for long enough to justify the investment.

Timelines vary depending on project complexity and the lender, but straightforward projects with clear specifications and strong business profiles can sometimes complete within 2-4 weeks. Because we understand the technical side, we can prepare applications without the back-and-forth that slows down generalist brokers.

Many energy efficiency technologies qualify for Enhanced Capital Allowances, allowing businesses to claim 100% first-year tax relief on qualifying expenditure. The Energy Technology List maintained by government specifies which products qualify. 

Your accountant can confirm the specific position for your business.

Typically: your installer's proposal or quotation (including projected savings), recent company accounts (usually 2-3 years), and basic details about your business. We'll tell you exactly what's needed after an initial conversation - we don't ask for mountains of paperwork upfront.

Banks offer general business loans. We work with specialist lenders who understand energy projects and can assess them on their commercial merits - including the projected savings. 

This often means better terms, faster decisions, and a higher approval rate for energy projects specifically.

That's the aim - to structure repayments so they're covered (or largely covered) by the energy savings the project delivers. Whether this is achievable depends on the specific project, but it's the starting point for how we think about structuring the finance.